Author Topic: Elections 2015  (Read 14931 times)

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Offline Bob DeBilda

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Re: Elections 2015
« Reply #45 on: April 20, 2015, 10:44:37 AM »

Not necessary. There is no housing crisis!




If you really think this, you have not been paying attention to issues with the housing market, especially in terms of how it affects people looking for homes, for the last decade.




I have been paying attention. But it's a bit like listening to governments telling us we have a man made climate change crisis - not true. It seems the louder you shout and the longer you shout the more truer something becomes.

There is a need for cheaper housing I agree. There is not a need for more housing. People cannot afford to leave home because they cannot afford the huge mortgages that they need to buy a home and they cannot afford the large rents that are demanded. There are the properties already out there. There is a simple answer. Make existing homes cheaper to buy and rent.

The house building lobbiests are very powerful and all parties are willing to listen because they think telling the public that they will build masses of cheap affordable homes will get them votes.

Stop people 'buying to let' and devalue all homes then the problem will go away without building more. Everyone knows that investing in housing stock makes you money over the years, but investors should be encouraged to invest in other industries - like the Germans do.

It's complicated but building out of a so called crisis isn't the answer.

Here's a couple of interesting links;

http://www.spectator.co.uk/features/9452952/the-myth-of-the-housing-crisis/

http://moneyweek.com/merryns-blog/the-uk-doesnt-have-a-housing-shortage/
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Offline Michael

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Re: Elections 2015
« Reply #46 on: April 20, 2015, 19:28:05 PM »
With 1.7 ml people on housing waiting list in the UK, and 41,000 families officially homeless according to SHELTER, there is a real shortage of affordable social housing.
Buy to rent exploits the shortages, with very little control, it is time that more housing is provided at this end of the market, and the only way to ensure improvement is to allow local authorities to build and rent, and to allow housing associations to continue unhampered by right to buy schemes.
Under occupation is a problem, and a proper and fair tax, ie a rating system that charges home owners on the size and area of their properties, is one way to solve this.
With all this must come investment by government in the facilities to support the necessary services, more schools, more health centres, and a halt on austerity policies that have caused the current problems. 

Offline wanderlust

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Re: Elections 2015
« Reply #47 on: April 20, 2015, 20:07:49 PM »

Not necessary. There is no housing crisis!
If you really think this, you have not been paying attention to issues with the housing market, especially in terms of how it affects people looking for homes, for the last decade.

I have been paying attention. But it's a bit like listening to governments telling us we have a man made climate change crisis - not true. It seems the louder you shout and the longer you shout the more truer something becomes.

There is a need for cheaper housing I agree. There is not a need for more housing. People cannot afford to leave home because they cannot afford the huge mortgages that they need to buy a home and they cannot afford the large rents that are demanded. There are the properties already out there. There is a simple answer. Make existing homes cheaper to buy and rent.

The house building lobbiests are very powerful and all parties are willing to listen because they think telling the public that they will build masses of cheap affordable homes will get them votes.

Stop people 'buying to let' and devalue all homes then the problem will go away without building more. Everyone knows that investing in housing stock makes you money over the years, but investors should be encouraged to invest in other industries - like the Germans do.

It's complicated but building out of a so called crisis isn't the answer.

Here's a couple of interesting links;

http://www.spectator.co.uk/features/9452952/the-myth-of-the-housing-crisis/

http://moneyweek.com/merryns-blog/the-uk-doesnt-have-a-housing-shortage/

Bob, You been at the Ganja man?

The only people who don't believe in the housing crisis are those who have, you guessed it, houses. Houses that will continue to increase in value, as there ain't enough to go round.

Why do you think that "bricks & mortar" are always the preferred investment? It's simple supply & demand.  If there were enough houses suitable for everybody, why would prices rise?

It's like full employment, great for politicians to tell us that's what they want, but then the workers would hold the aces & wages would have to rise. That would never do would it.

For the same reason that DeBeers keep a tight control on the flow of diamonds, full employment & decent homes for everyone will never happen.  The rich won't allow it.

No I'm not a socialist, I've voted Tory all  my adult life, something I will never do again.  Trouble is, like so many people, I can't see anyone I want to vote for now.
« Last Edit: April 20, 2015, 20:12:35 PM by wanderlust »
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Offline Bob DeBilda

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Re: Elections 2015
« Reply #48 on: April 21, 2015, 11:11:58 AM »
With 1.7 ml people on housing waiting list in the UK, and 41,000 families officially homeless according to SHELTER, there is a real shortage of affordable social housing.


I don't dispute your figures. It doesn't take much research to find out that within a 5 mile radius of Westbury there is at least 200 homes for rent and at least 700 homes for sale.

Now, if the rents and buying costs were at such a level people could afford to rent them.......where's the crisis? What's the point in building even more unaffordable homes?

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Offline Bob DeBilda

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Re: Elections 2015
« Reply #49 on: April 21, 2015, 13:41:17 PM »


Bob, You been at the Ganja man?



Don't tell everyone!





It's like full employment, great for politicians to tell us that's what they want, but then the workers would hold the aces & wages would have to rise. That would never do would it.

For the same reason that DeBeers keep a tight control on the flow of diamonds, full employment & decent homes for everyone will never happen.  The rich won't allow it.

No I'm not a socialist, I've voted Tory all  my adult life, something I will never do again.  Trouble is, like so many people, I can't see anyone I want to vote for now.

I said it was complicated. We need, as the yanks say, to think outside the box. The trouble is people are like sheep. No forward thinking. It's not an overnight solution or even a government lifetime solution. But to keep on building ain't the answer.
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